Can I use MONE$Q Free and Plus without integrating with QBO? Andrew January 21, 2021 17:28 Updated Yes, you can use MONE$Q without integrating with QBO. You can choose to integrate with QBO later if you wish. Related articles Get Assistance Will my ACH be processed on banking holidays? Do you plan to integrate with Xero? Comments 0 comments Please sign in to leave a comment.